The Federal Reserve will release September 2026 consumer credit data on Friday, November 6, at 3 p.m. ET. The G.19 report will update revolving credit, primarily credit cards, and nonrevolving credit such as auto and student loans.

The data cover September, while November 6 is the publication date. The latest completed release was published October 7 and covered August credit activity.

Consumer Credit Release Schedule

The Federal Reserve statistical calendar schedules the G.19 release for November 6 at 3 p.m. ET. The report is generally published around the fifth business day of each month.

Revolving credit includes borrowing that can be repeatedly used and repaid, with credit cards the largest component. Nonrevolving credit generally covers loans with fixed repayment schedules, including vehicle and student borrowing.

The report covers credit held by depository institutions, finance companies, credit unions, the federal government and other lenders. It does not include loans secured by real estate.

What the Latest Fed Data Show

In August, total consumer credit increased at a seasonally adjusted annual rate of 1.9%, according to the Federal Reserve’s latest G.19 release.

Revolving credit decreased at a 4.2% annual rate, while nonrevolving credit increased at a 4.1% rate. The divergence suggests that headline credit growth can obscure different household borrowing patterns.

The August figures are the latest confirmed data and should not be presented as September results. The November 6 release can also revise earlier months as the Fed incorporates updated source information.

Why Consumer Credit Matters for Markets

Household borrowing can support spending, but higher interest costs can pressure disposable income and repayment capacity. Investors will assess whether revolving balances recover and whether installment borrowing remains firm.

The report adds context to the November 6 jobs report, the Fed’s bank lending survey and its latest rate decision. Each measures a different part of household and financial conditions.

Credit growth is not automatically positive or negative. Expanding balances can reflect confident spending, financial stress or both, depending on income growth, delinquency trends and borrowing costs.

No original chart is included because September data remain unreleased and WPVibe cannot reliably upload a locally produced source-labeled chart in this cycle. The article states the official August figures directly.

Sharron Kendi is a seasoned crypto market analyst and writer with over three years of experience decoding blockchain trends, price movements, and market dynamics. She holds a Bachelor’s Degree in Commerce (Finance) from Kenyatta University, blending a solid academic foundation with a sharp eye for technical analysis and a deep understanding of on-chain data. Her work delivers clear, data-driven insights that empower investors to navigate the fast-evolving digital asset space with confidence.